Question: How much is motorcycle insurance for a Harley Davidson?

How much is insurance on a new Harley?

Insurance rates for your Harley can range from about $100 to $300 monthly for basic coverage depending on which model you choose.

Harley Davidson car insurance rates by model.

Model Monthly insurance rate Base motorcycle price
SPORTSTER $254 $11,250

Is insurance for a motorcycle expensive?

Average premiums across state and age: A summary

As you can see from the table below, our star ratings show that NSW and the ACT are still the most expensive places in Australia to insure a motorcycle.

Why is motorcycle insurance so low?

The state you live in can also impact your insurance rates for a motorcycle. Key Takeaway Since motorcycles are usually cheaper than cars, cost less to fix, and cause less property damage in an accident, insurance rates for them are typically at least 50% less than cars.

Are Harley Davidsons expensive to insure?

Harley Davidson quotes aren’t egregiously priced, but they are slightly more costly than motorcycle insurance quotes offered by Geico and Progressive. … Typically, this would require you to contact a lender, an insurance company and a dealership.

Why is my bike insurance so high?

If you’re riding a more expensive bike, the cost of any claims for damage and repairs are likely to be higher, which means higher premiums. For classic bikes, spare parts may be scarce and expensive to obtain. This can inflate repair costs which will also be factored into your premium calculation.

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How much motorcycle insurance do I need?

You’ll usually see motorcycle liability coverage written with three limits like this: 25/50/10. This means you have $25,000 in bodily injury protection per person, $50,000 bodily injury per accident, and $10,000 in property damage liability. Most states (49) require motorcycle liability insurance.

How much is insurance a month for a motorcycle?

The average cost of motorcycle insurance is $721 per year in the U.S., but rates may vary by more than 150% depending on your location.

Average cost of motorcycle insurance by state.

Cost rank 1
State California
Monthly rate $151
Annual rate $1,816
Difference vs. national average 152%